What is a Mortgage Broker?
A mortgage broker is a real-estate financing expert who specializes in the origination of residential mortgage loans. American 1st Home Loans has access to wholesale rates, We offer Wholesale Lending are able to offer rates at a far more affordable cost than traditional Banks. We can close much faster! Unlike traditional Banks that are restricted to certain product lines and rates, We are able to work with a wide selection of Wholesale Lenders, giving us the option to strategically provide you with loan programs and rates far more competitive than traditional Banks. By combining professional knowledge along with direct access to wholesale rates, We at American 1st Home Loans, a mortgage broker to direct wholesale lenders, offer You an efficient way to obtain financing tailored to your specific financial goals at a competitive cost.
Why Use a Mortgage Broker?
Mortgage Brokers contribute in a major positive impact on the lending industry by offering wholesale rates that are better in pricing and rate compared to the traditional banking industry. While traditional Banks lend money, We at American 1st Home Loan find Lenders. A lender is a financial institution that makes loans directly to you. American 1st Home loans works with many lenders. Every Client is unique and we offer loan programs that cater to the Individual. We use lenders that specify work with low rates, low down payments, self-employed borrowers, and always shop around for the best loan terms and the lowest interest rates and fees for our Clients.