Privacy Policy

Your Privacy with American 1st Home Loans

We identify that privacy is a vital issue for our visitors, applicants and we want them to recognize that we take privacy extremely seriously. Take a moment to review our privacy policy (“Privacy Policy”) , which defines what types of personally and non-personally distinguishable facts we gather from visitors, the reason for which we use this material, and to whom and under what circumstances we release this information. The terms “we”, “us”, or “our” as used in this Privacy Policy refer to American 1st Home Loans.

Your use of this Website and the content, data and services provided through or in linking with this Website are subject to this Privacy Policy and our Terms of Use Agreement (“Agreement”). Approved, Every time you use our Website, you approve to be bound by this Privacy Policy and the up-to-date Agreement. If you do not agree to this Privacy Policy and Agreement, you must instantly end use of this Website.

Personally Identifiable Data

In this Privacy Policy, personally identifiable data means information that recognizes an actual individual, such as an individual’s name, postal address, phone number and e-mail address. The succeeding are certain circumstances in which we might collect personally identifiable data from you or anyone else data inputted into our database system:

  • When you fill out forms or fields on this Website; or upload/submit any provided data.
  • When you communicate with us in any means or request information about us, this Website and our services, whether via email or other means;
  • When you participate in on provided links or deliver user generated content or submissions.
  • When you participate in any of our marketing initiatives, including, contests, events, or promotions; and

If you use any functionality and or content on this Website permitting you to send content to a friend, then please be aware that: Approved;(a) we may show your provided email address to your friend; and Approved;(b) we may use data you provide about your friend to enable the communication and as otherwise set forth in this Privacy Policy agreement.

Non-Personally Identifiable Data Product Enhancement

We may gather demographic data about you or any other applicants at the time of visiting or submitting data such as zip code, date of birth, and gender, and data concerning your preferences and usage. If we associate such data with personally identifiable data in a way that identifies an actual individual, then we will treat all such information as personally identifiable data for purposes of this Privacy Policy agreement.

Typical Disclosure

We may release personally identifiable data with third party companies related to your application, but not limited to:

  • Appraisal Management Companies
  • Credit Check Companies and Credit Bureau Agencies
  • Mortgage insurance companies
  • Wholesale Mortgage Lenders
  • Mortgage Processors not directly affiliated with American 1st Home Loans
  • Escrow and Title companies
  • Insurance companies for home insurance
  • Realtors

If you decline to have your personally identifiable data shared as described above, then you must not submit a Request otherwise by sending a request grants American 1st Home Loans permission by the user to submit personally identifiable data as mentioned above.

System Security

We continue physical, electronic, and technical safety measures to preserve the privacy, security, integrity and confidentiality of visitors’ and/or users of personally identifiable data.

Though we attempt to continue the highest standards of privacy, no data communication over the Internet or any wireless network can be guaranteed to be 100% secure. We cannot guarantee or warrant the safety of security of any data visitors or users pass on to us and visitors or users do so at their own risk.

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