Legal

It is our purpose that data provided on a subject is of a general nature. Our website does not represent a thorough treatment of topics nor is the material proposed to institute accounting, tax, legal, consulting advice.

Preceding to making any choices or taking any action we request you to consult with your tax or legal consultants.

Terms of Use Agreement

American 1st Home Loans (“Website”). Your usage of this Website and the information and service provided through or in linking with this Website (“Service”) is subject to this Terms of Use Agreement (“Agreement”), as well as our Privacy Policy. Every time you (“User”) use our Website, you approve to be bound by this Agreement and the existing American 1st Home Loans Privacy Policy. User must instantly stop use of this Website if User does not approve to this Agreement and Privacy Policy.

When User sends a request for mortgage loan products, mortgage related services, or related mortgage loan information, User is consenting to be contacted by one or more individuals associated with American 1st Home Loans by either by telephone, email or fax, although if User has opted into the National Do Not Call List managed by the Federal Trade Commission, any state equal Do Not Call List “DNC” List or the Do Not Call List of any certain contact from American 1st Home Loans. User realizes and approves that the Lenders may maintain the information User gives to American 1st Home Loans whether User chooses to use their services or not. In the occasion User no longer wishes to receive communications from a Lender, User approves to notify the Lender directly. User also allows American 1st Home Loans permission to send User periodic updates of recent loan or related products which may be of importance to the User. You comprehend and approve that if you send a request for loan products or services through the Service, American 1st Home Loans will share your personal data (such as your legal full name, current and past addresses, all contact telephone numbers, email addresses, and all data included in the loan submission application form “1003” such as but not limited to income data/documents, social security numbers, date of births, employment history) with Lenders, Escrow and Title Companies.

Products and Services

User understands and agrees that if User requests a product or service other than information regarding a loan product, American 1st Home Loans will share User information with certain business partners to process and fulfill User’s request. User further agrees that such business partners may contact User by telephone, email or mail based on the information User submits. User understands and agrees that the Lenders may maintain the information User submitted to American 1st Home Loans whether User elects to use their services or not. In the event User no longer wants to receive communications from a business partner, User agrees to notify the business partner directly. User also gives American 1st Home Loans permission to send User periodic updates concerning changes to the Website, Service or special offers which may be of interest.

Use of the American 1st Home Loans Website

User confirms to American 1st Home Loans that at the time of vising our site: (i) User is at least eighteen (18) years of age and a resident of, or located in, the United States; (ii) User accepts full accountability for the use of the Website by any minors; (iii) User agrees that all material User has sent to American 1st Home Loans, online or otherwise, is correct and completely thorough, and that User has not knowingly submitted false material and or information on or through the American 1st Home Loans Website; (iv) User’s use of the Website is subject to all valid federal, state, and local laws and regulations.

Indemnification Rule

User agrees to indemnify, protect, and hold harmless, American 1st Home Loans and its affiliates and partners, and their respective agents, officers, directors, employees, and contractors, from and against any and all loss, responsibility, claim, loss, and other expenses (plus practical attorneys’ fees) produced by or ascending from User’s: (1) violation of this Agreement; (2) admittance to or use of this Website or Service; or (3) failure to provide correct, truthful, and complete, current personal material and or data.

Our Hyperlinks

Any hyperlinks contained in this Website go to third-party sites (“linked sites”) and are provided by American 1st Home Loans for User’s accessibility only at user’s option as it is not a requirement. American 1st Home Loans does not govern linked sites and does not: (i) represents or permits the certainty or accuracy of any information provided in any linked site or (ii) validates or sponsors any linked site, the content of any linked site, or any products sold or services offered by any of the link sites within our website. The use of these external websites is for link intergration of third party companies that we are not associated with on any material or product they provide or offer. We advise to consult your legal or tax advisor to validate any information you might questions. Approved; you have agreed to enter each hyperlink within our website at your own risk.

Limitation on any claims
You approve that any claim or cause of action arising out of or connected to the use of this Website or this Agreement must be filed within one year after such claim or cause of action arose, or it is endlessly banded and waived, regardless of any statute or law to the contrary.

Entire Agreement

The Agreement sets forth the entire agreement between User and American 1st Home Loans concerning the subject matter of the Agreement, and supersedes any prior written or oral statements or contracts with respect to the same.

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